Know what a loan costs before you borrow.

Try any amount below and see the monthly payment and the interest you'd pay, right now. When you're ready, compare real offers from multiple lenders with one request.

Compare loan offers How personal loans work
  • Free to use
  • Soft credit check to see offers
  • No obligation
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$15,000
Paid back over
12.5%
Your monthly payment
$399/mo
Borrowed $15,000 Interest $4,138

Estimate only. Your actual rate depends on the lender and your credit.

One request, many lenders

You share a few details once. Lenders compete for you, and you decide, or walk away.

  1. Tell us what you need

    The amount, what it's for and a few basics about you. It takes about two minutes.

  2. See offers you may qualify for

    Our marketplace partner checks with its lenders using a soft credit inquiry, so your score isn't affected.

  3. Choose the best fit

    Compare APR, monthly payment and total cost side by side, then finish with the lender you pick.

What people borrow for

A personal loan is a lump sum with a fixed payment and a set end date. These are the most common reasons people take one.

  • A woman at her desk paying a credit card bill on her laptop

    Pay off credit cards

    Roll high-interest balances into one fixed payment, often at a lower rate. See if it saves you money.

  • A happy couple painting a wall together in their home

    Fix up your home

    Pay for a remodel or an urgent repair without touching your home equity.

  • A smiling couple carrying moving boxes into their new home

    Cover a big expense

    A move, medical bills, a wedding or a car repair that can't wait.

  • Two cafe owners standing proudly in their coffee shop

    Grow a small businessComing soon

    Financing for equipment, inventory and working capital.

Borrow with your eyes open

Short, plain-English guides to the things lenders don't always explain.

Ready to see real rates?

One short request, offers from multiple lenders. Checking won't affect your credit score.

Compare loan offers

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TheLoan.net is not a lender. Offers come from third-party lenders through our marketplace partner, and we may be paid when you're matched with or take a loan from a lender. Calculator results are estimates only. Advertiser disclosure.